Smart Card Terms

Giftme Smart eGift Card

The Giftme Smart eGift Card allows users to buy and send a non-reloadable value onto the Giftme Smart eGift Card, which can be swapped for another Retailer eGift Card available through the Giftme Service for the same amount. When purchasing multiple Giftme Smart eGift Cards on the same day, the combined value of all these cards must not exceed JMD $300,000, or its equivalent in other currencies. The limit applies to the total value of all cards purchased together on a single month through our retail channel. Giftme Smart eGift Cards are not redeemable for cash, and no refunds will be provided for Giftme Smart eGift Cards, (except as required by law).

Giftme Smart eGift Card Inactivity Fee Terms

Inactivity Fee Structure:

• First Year: If the Giftme Smart eGift Card remains unused for a consecutive 12-month period from its last use or any previous balance reduction, an annual inactivity fee of 25% of the card's remaining balance will be deducted.
• After First Year: Following the initial 12 months of inactivity, a monthly inactivity fee of 5% of the card's remaining balance will be deducted at the end of each subsequent month of inactivity.
• Minimum Balance Clause: Should the card balance fall below JMD $100.00 due to the inactivity fees, the entire remaining balance will be forfeited. If the balance is already less than JMD $100.00 before the inactivity fee is applied, the entire balance will be set to zero.

Activity Resumption: If the Giftme Smart eGift Card is used (balance-reducing activity) occurs after an inactivity fee has been charged, no additional inactivity fee will be applied for the next 12-month cycle. The inactivity clock resets upon each balance-reducing activity, initiating a new 12-month period before any further inactivity fees can be charged.

Fee Notification: Cardholders are encouraged to regularly check the balance of their Giftme Smart eGift Cards to avoid unintentional inactivity fees. We do not send out notifications prior to deducting these fees.

No Refunds Policy: Once charged, inactivity fees are non-reversible and non-refundable (except required by law). It is the cardholder's responsibility to be aware of these terms and to use their Giftme Smart eGift Card to avoid such fees.